Where To Find A Loan In A Hurry?

By Ashutosh Jha → Last Updated on Saturday, September 10, 2022
Whether you need a loan for emergencies like - funding education loan for kid, home renovation, sudden medical emergencies or to cover some other unexpected expenses, personal loans can help you in all these situations.

The best thing about personal loans are - unlike any payday loan or credit card cash withdrawal, personal loans usually have lower interest rates and will be beneficial for you when you are in a hurry. The interest rate can further be negotiated if you have a good credit score. Even if you don’t have one, there are still many loan sites and apps available that can offer you personal loans at a lucrative rate.
In this post, I am going to talk about where to find a loan in a hurry - basically I will talk about the top 5 companies that offer when you need a loan in a hurry.

5 Apps those offer loan in hurry

Here are the top 5 applications where you can get a loan in a hurry. These sites are genuine and can help you find loans in the United States when you are in hurry-

#1 WithU

The first in our list of where to find a loan in a hurry is WithU. WithU offers personal loans up to $2500 within minutes when you are in urgent need. To get a loan from WithU, there is simply a three step process-

  • Add your personal details
  • Enter the loan amount you need - please note WithU offers up to $2500
  • Disbursal - get the amount the same business day

I personally prefer WithU for personal reasons due to many reasons including - low interest rate, same day disbursal, special offers, and flexible payment options. If you are looking for more details, you can contact the team here.

#2 LightStream

The second app on our list of where to find a loan in a hurry is LightStream. LightStream is a trusted consumer lending platform which was formed by merger of SunTrust Bank and BB&T. If you are looking for a personal loan amount greater than $2500 then you should switch to LightStream instead of WithU. LightStream offers the amount between $5K to $100K. Repayment period that LightStream offers is between two to seven years with some customization options available based on your profile. Usually, the APR range offered by LightStream is between 3.99% to 19.99% and you need a minimum of 660 as credit score.

#3 Rocket Loan

The third in our list of where to find a loan in a hurry is Rocket Loan. The company offers a personal loan to all users with a minimum credit score of 580 in the range of $2K - $45K. I found their APR range is little on the higher side - 6.72% to 29.99%. One of the reasons for such a high range of APR is the low requirement of credit score.

#4 Avant

Avant is another low requirement personal loan site where anyone with a minimum credit score of 580 can get a personal loan between an APR of 9.95% to 35.99%. Avant offers loans between $2K to $35K and you can get a loan disbursed immediately the next business day. You can repay the loan within 60 months. Please note, Avant charges an upfront administrative fee which you need to pay. Also, you are not allowed to add co-applicant or co-signers.

#5 UpStart

Last but not least, UpStart is also an excellent platform which offers unsecured personal loans. If you are looking for a lower loan amount with a comparatively lower credit score, UpStart suggests. Here anyone with a minimum credit score of 600 can avail loans as low as $1K to a maximum of $50K. They cover quite a wide range of loans. The best thing about UpStart is the customized payment date. One of the major problems I see with UpStart is - an origination fee of up to 8% of loan amount which is quite high.


These were the top five platforms where you can get a loan when you are in a hurry. I personally prefer WithU when I need a smaller amount with a decent APR percentage.

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Ashutosh Jha

Ashutosh Jha is a professional blogger, Blog and IT Consultant. He writes about Blogging, SEO, Making Money, Internet Marketing and Web Design.
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